This is the first carnival I have hosted, and I can tell you it has been a great experience.

After reading all 41 submissions, here are my top 10 favorites.

1. Abysmal Survey Results: Americans Don’t Understand Basic Financial Concepts at Darwins Finance – This article really points out how little most Americans know about personal finance.  Anyone for changing what our schools teach?
2. Great Debates: ETFs vs. Index Funds at The Amateur Financier – A very good explanation of the pro’s and con’s of ETF’s and Indev Funds.
3. Savings & Rubber Band Balls at Budgets are Sexy – A good analogy on savings and what our true goal should be.
4. The Day I Killed My Credit Card at Enemy of Debt – I loved this post.  It was written as a story instead of your typical personal finance entry.
5. Learning How to be Content at Christian Personal Finance – Being a christian myself, I really took this article to heart.  Something I see a lot of my friends struggle with and that is always trying to keep up with everyone else.
6. Get Back To The Blocking And Tackling Basics of Personal Finance at Own The Dollar – If you like football, you will love this article.  Great at explaining the basic building blocks to personal finance.
7. Save Money on Health Care: A Quick Summary of Tax Advantaged Medical Savings Accounts at PT Money – Good explanation of the different options available to you during open enrollment period.
8. How to Make Money as a Soccer Referee at Free Money Finance – Being an avid soccer fan, coach and referee myself I enjoyed this article.  This could be a great way to earn a little side income.
9. Good to Know Rules and Limits for the Traditional IRA at Good Financial Cents – The Traditional IRA still has it’s place and this article gives you a good explanation of the rules.
10. How to Stop Money from Ruling Your Life at Debt Kid- Money should not rule or control you.  Money is a tool that should be used to achieve your goals.

Thanks to Free Money Finance for allowing me to host this carnival.  I look forward to hosting another!